Blackjack Payout Calculator
Bet size and outcome in, exact payout out — including blackjack (3:2 or 6:5), regular wins, pushes, and insurance side bets.
You receive
+$37.50
6:5 vs 3:2 Blackjack — The Real Cost
A 6:5 table isn't a small difference — it roughly quadruples the house edge on its own (see the house edge calculator). Here's exactly what a blackjack pays at common bet sizes under each ratio.
| Bet | 3:2 payout | 6:5 payout | You lose |
|---|---|---|---|
| $10 | +$15.00 | +$12.00 | -$3.00 |
| $25 | +$37.50 | +$30.00 | -$7.50 |
| $50 | +$75.00 | +$60.00 | -$15.00 |
| $100 | +$150.00 | +$120.00 | -$30.00 |
| $500 | +$750.00 | +$600.00 | -$150.00 |
How this is calculated
Straight arithmetic on your bet, no rounding tricks: a blackjack pays your bet × 1.5 at 3:2 or × 1.2 at 6:5, a regular win pays 1:1, a push returns your stake, and insurance — a side bet capped at half your original bet — pays 2:1 when it wins. Same payout math the simulator uses when it settles every hand in a run.
FAQ
- What does 6 to 5 blackjack mean?
- It's the payout ratio on a natural blackjack: a $10 bet returns $12 profit at 6:5, versus $15 profit at the standard 3:2 ratio. The lower ratio significantly raises the house edge on its own — see the comparison table above.
- How much does 6:5 blackjack actually cost me?
- On a $25 blackjack, 3:2 pays $37.50 profit versus $30 at 6:5 — a $7.50 difference on that one hand alone. Across a full session, the payout-ratio effect is the single largest lever on the house edge; see the house edge calculator for the percentage-point impact.
- How does insurance payout work?
- Insurance is a side bet capped at half your original bet, paying 2:1 if the dealer has blackjack. It's a break-even or losing proposition under basic strategy in the long run and is never recommended by basic strategy regardless of your hand.
- What happens on a push?
- A push (tie with the dealer) returns your original bet with no profit or loss.